Affordable housing file audits & compliance support

Every file tells a story.
Make yours audit-ready.

Independent tenant file audits and audit-readiness support for New Jersey affordable housing owners and administrative agents working under LIHTC, HUD, USDA Rural Development, HOME, and UHAC requirements.

10+ years in affordable housing compliance · CPO · SHCM · HCM-R · FHC

Specialized support forLIHTCHUDRDHOMEUHAC
What we do

Clarity in every file.
Confidence in every review.

Compliance is complex. Our work makes it manageable—through careful analysis, clear communication, and solutions grounded in the realities of affordable housing operations.

01

File Audits

Full-file reviews from move-in through the current certification for LIHTC, HUD, USDA RD, HOME, and UHAC properties, as a one-time audit or ongoing monitoring. Every finding comes with the requirement behind it and a clear step to correct it.

02

Audit Readiness Reviews

A focused review of a sample of your files before an HFA monitoring visit, HUD Management and Occupancy Review, or RD supervisory review, so you see what an auditor would see first.

03

Lease-Up File Support

Applicant file review and certification support during lease-up, so new households are qualified and documented correctly from day one.

04

Tenant Selection Plans & Forms

New or updated Tenant Selection Plans, Affirmative Fair Housing Marketing Plans, and property-specific compliance forms built around your programs and requirements.

Request custom documents →

A simple process

From uncertainty to action.

  1. 01Review

    Understand the files, program rules, and immediate needs.

  2. 02Identify

    Find gaps, risks, and the items that need attention first.

  3. 03Correct

    Turn findings into practical, prioritized next steps.

  4. 04Prepare

    Strengthen the files and move forward with confidence.

10+Years of affordable housing
compliance experience
File Theory LLCIndependent file audits & compliance support
About File Theory

Hands-on experience.
Practical results.

File Theory is led by an affordable housing compliance specialist with more than 10 years of hands-on experience across LIHTC, HUD Section 8, USDA Rural Development, HOME, and UHAC programs in New Jersey.

That experience covers income certifications and recertifications, file audits, preparation for agency monitoring and Management and Occupancy Reviews, staff training, and lease-ups from applicant intake to move-in, along with waiting lists, tenant selection plans, and deed restrictions.

10+ years5 housing programsNew Jersey based
SHCMCPOFHCHCM-R

Professional memberships include the National Affordable Housing Management Association™ (NAHMA™) and the New Jersey Affordable Housing Management Association (JAHMA).

Start a conversation

Ready for a clearer path
to compliance?

Tell File Theory about your property, portfolio, or upcoming review. You'll get a reply with next steps and what a review would involve.

Prefer to talk? Book a free 15-minute call →

Please do not include tenant names, Social Security numbers, or income details.